Use Gift Card only at authorized merchants that accept American Express® Cards at Ivanhoé Cambridge Shopping Centres. No ATM use. Funds do not expire. Not redeemable for cash, except where required by law. Additional limitations apply. See Cardholder Agreement for complete details. Card is not eligible for protection under any Zero Liability policy. Card balance not insured by the Canada Deposit Insurance Corporation (CDIC). Card issued by Peoples Trust Company pursuant to a license from American Express.